What it does
- Monthly budget with ready-made categories (rent/mortgage, utilities, phone & internet, transport, groceries, eating out, insurance, gifts...)
- Expense tracker (36 lines per page)
- Bill tracker for 12 months with checkboxes
- Savings tracker with 100 squares
- Debt payoff tracker
- No-spend challenge calendar and year overview
Who it's for
Anyone who budgets on paper or wants a printable binder next to their spreadsheet.
What's inside
Two PDFs (8 pages each): A4 and US Letter. Pages:
- Cover
- Monthly budget
- Expense tracker
- Bill tracker
- Savings tracker
- Debt payoff
- No-spend challenge
- Year overview
Works with
Print at home or at a print shop, or open the PDF in GoodNotes, Notability, Xodo, or any PDF app on a tablet.
Licence
For your own personal or business use. Please don't resell or share the file.
Questions
Do I need Microsoft Excel?
No. The file also works in Google Sheets, which is free: upload it to Google Drive and open it with Google Sheets. In Excel it works in Excel 2010 or newer on Windows and Mac.
How do I get the file?
Right after payment you land on your download page. Your personal download link works for 30 days. If you close the page by accident, open My downloads: enter your PayPal email and the order number (Invoice ID) from your PayPal receipt to get your files again.
Which currency does it use?
Any. Amounts are plain numbers, so type them in dollars, pounds, euros, ringgit, pesos, or your own currency. Tax and fee settings are editable for your country.
Can I use it on my phone?
You can view and edit it in the Google Sheets or Excel app, but it is easiest to set up on a computer.
How do I pay?
Checkout is handled by PayPal. You can pay with your PayPal balance or a debit/credit card. We never see your card details.
How do I contact you?
Message us on WhatsApp at +62 851-2802-8406. We usually reply within one business day. Please include your order number (it starts with BDT- and appears as Invoice ID on your PayPal receipt).
What if the file does not work for me?
Message us on WhatsApp (+62 851-2802-8406) within 14 days of your purchase. We will help you get it working, and if we can't, we will refund you.
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