Monthly Budget Planner (12 Months): overview — The cover and every screenshot show the actual file, with the example data that comes with it.

What it does

Budget every category for all 12 months (example amounts, bonus month included)
Quick transaction log: date, description, category, amount
Actual spending by category and month, filled in automatically
Dashboard with a month picker: income, spending, savings rate, what is left
50/30/20 check: needs, wants, and savings vs. your targets
Up to 40 categories you can rename: housing, building / HOA fees, utilities, family support, pension / retirement and more

Who it's for

Individuals, couples, and families who want one simple budget for the whole year.

What's inside

Two .xlsx files (a blank copy and a filled-in example copy) with these tabs:

Start Here
Dashboard
Settings
Budget
Actual
Transactions

Works with

Microsoft Excel 2010 or newer (Windows & Mac) and Google Sheets. No macros.

Licence

For your own personal or business use. Please don't resell or share the file.

Questions

Do I need Microsoft Excel?

No. The file also works in Google Sheets, which is free: upload it to Google Drive and open it with Google Sheets. In Excel it works in Excel 2010 or newer on Windows and Mac.

How do I get the file?

Right after payment you land on your download page. Your personal download link works for 30 days. If you close the page by accident, open My downloads: enter your PayPal email and the order number (Invoice ID) from your PayPal receipt to get your files again.

Which currency does it use?

Any. Amounts are plain numbers, so type them in dollars, pounds, euros, ringgit, pesos, or your own currency. Tax and fee settings are editable for your country.

Can I use it on my phone?

You can view and edit it in the Google Sheets or Excel app, but it is easiest to set up on a computer.

How do I pay?

Checkout is handled by PayPal. You can pay with your PayPal balance or a debit/credit card. We never see your card details.

How do I contact you?

Message us on WhatsApp at +62 851-2802-8406. We usually reply within one business day. Please include your order number (it starts with BDT- and appears as Invoice ID on your PayPal receipt).

What if the file does not work for me?

Message us on WhatsApp (+62 851-2802-8406) within 14 days of your purchase. We will help you get it working, and if we can't, we will refund you.

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