Payday Budget & Bill Planner: overview — The cover and every screenshot show the actual file, with the example data that comes with it.

What it does

Monthly, twice a month (1st & 15th), every 2 weeks, or weekly pay
Optional take-home pay helper: gross pay minus your own deductions % (tax, pension, insurance) and fixed deductions
Up to 30 monthly bills with due days, each assigned to the payday that pays it; mark auto-debit bills
A plan for every payday in the next 12 months: pay, bills, savings, one-off costs, left to spend
Change any single payout (13th month, performance bonus, overtime)
Bill Calendar grid and a Dashboard with your next payday and monthly totals

Who it's for

Anyone paid monthly, twice a month, every two weeks, or weekly who wants rent, bills, and family support covered before the money is gone.

What's inside

Two .xlsx files (a blank copy and a filled-in example copy) with these tabs:

Start Here
Dashboard
Settings
Bills
Bill Calendar
Payday Plan

Works with

Microsoft Excel 2010 or newer (Windows & Mac) and Google Sheets. No macros.

Licence

For your own personal or business use. Please don't resell or share the file.

Questions

Do I need Microsoft Excel?

No. The file also works in Google Sheets, which is free: upload it to Google Drive and open it with Google Sheets. In Excel it works in Excel 2010 or newer on Windows and Mac.

How do I get the file?

Right after payment you land on your download page. Your personal download link works for 30 days. If you close the page by accident, open My downloads: enter your PayPal email and the order number (Invoice ID) from your PayPal receipt to get your files again.

Which currency does it use?

Any. Amounts are plain numbers, so type them in dollars, pounds, euros, ringgit, pesos, or your own currency. Tax and fee settings are editable for your country.

Can I use it on my phone?

You can view and edit it in the Google Sheets or Excel app, but it is easiest to set up on a computer.

How do I pay?

Checkout is handled by PayPal. You can pay with your PayPal balance or a debit/credit card. We never see your card details.

How do I contact you?

Message us on WhatsApp at +62 851-2802-8406. We usually reply within one business day. Please include your order number (it starts with BDT- and appears as Invoice ID on your PayPal receipt).

What if the file does not work for me?

Message us on WhatsApp (+62 851-2802-8406) within 14 days of your purchase. We will help you get it working, and if we can't, we will refund you.

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